ING Bank Romania is part of ING Groep, global financial institution which offers banking services to 38,8 million individual clients, companies, and institutions in over 40 countries. Founded in 1994, ING Romania is currently the only bank in top 10 with organic growth (according to assets) and an universal bank, offering products and services to 1.9 million clients in three categories - large and small companies, financial institutions, small entrepreneurs, and individuals. ING's mission is to empower people to stay a step ahead in life and in business. ING Bank Romania operates as a universal bank with a focus on three main segments: Retail Banking, Business Banking, and Wholesale Banking. In Retail Banking, it serves individual clients with a wide range of services including current accounts, debit and credit cards, personal and mortgage loans, savings and investment products, insurance, and digital banking through its Home’Bank platform. Business Banking targets small and medium-sized enterprises, providing financing solutions, cash management, and financial advisory. Wholesale Banking caters to large corporations and institutions with services like corporate lending, liquidity management, trade finance, and financial markets solutions. Additionally, ING Bank Romania is actively involved in sustainability and social responsibility, supporting environmental and educational initiatives, among others.